Investing for Employees: 401(k)s, IRAs, and Other Instruments

Retirement paperwork arrives with a lot of acronyms and very little explanation. This Launch & Learn covers the accounts first: how a 401(k) works, what an employer match really means, the difference between a traditional and a Roth IRA, and what a SIMPLE or SEP IRA looks like for a small team. Then we open the hood on what the money is actually invested in: mutual funds, index funds and ETFs, annuities, bonds, and target date funds, with a straight explanation of risk, fees, and time horizon for each. Bring your questions. The goal is that you can read your own plan documents and make a confident choice.